Monday, April 20, 2020
Why CTO Resume Writing Services Are Helpful
Why CTO Resume Writing Services Are HelpfulCTO resume writing services can be a great help for any job applicant. With a list of requirements, a resume can quickly be drafted to provide the appropriate information to meet the requirements of a company. Making a resume is actually more important than what you put on it, because it's a part of your personal branding, and it's a statement that you made an effort to get noticed.Most companies will only look at one resume at a time and this makes it difficult to make a statement, so they want to see your accomplishments. That is why CTO resume writing services are beneficial. They have experience and years of experience in putting together a resume. That means you can expect to hear from them more often, and with less stress.So if you are ready to apply for a new job or internship, consider CTO resume writing services to ensure you have all the information needed to make an impression. There are many companies who are specialists in this field, so getting a personal touch, can help to get you hired quicker. Here are some questions to ask yourself before you decide to use them:Are you ready to impress? Is it something you're willing to commit to writing for the rest of your life? Does it fit with the rest of your personality? You need to make sure your resume is professional and impressive, but also that it presents you as a professional for the right job.What is your resume about? Does it show your accomplishments, skills, and experiences? It should present you as a skilled individual, not as a single-minded individual who only focused on their career.Once you have a great idea of how much you want to go into detail, and exactly what you want to say, then you can begin to find CTO resume writing services that meet your needs. When you choose one, you should also choose one that is affordable. Make sure you are being offered a reasonable fee, and don't accept any requests for a very high price. If you do, you are pro bably being taken advantage of.There are many companies out there that can help you make the most of CTO resume writing services. Be sure to choose one that meets your needs, and fits within your budget. When you apply, you will make a lasting impression on the hiring manager and increase your chances of being hired.
Wednesday, April 15, 2020
Changing Jobs How To Budget For A Smooth Transition
Changing Jobs How To Budget For A Smooth Transition Changing Jobs? How To Budget For A Smooth Transition Taking a new job is an exciting time. Its also a major life event that can cause stressfinancial and otherwise. The short-term stress of changing jobs usually pays off in the long run. External hires have the potential to make 18 to 20 percent more than employees promoted from within, according to a study by the Wharton School. If you can combine better pay with a shorter commute or better benefits, saying yes to a new job could be a no-brainer. Budgeting around your career transition can prevent your new gig from creating a financial setback. Before you decide when youre going to quit your old job and start your new one, crunch a few numbers first. No one wants to get stuck in a bind with a paycheck nowhere in sight. (Or in my case, nearly stuck in Puerto Rico with only a few dollars to spare.) Heres how to create a transitional spending plan when youre going to be changing jobsor in-between paychecks. Figure out your old and new pay schedules Every employer has slightly different payroll policies. And they can get complicated! You may have been paid monthly, twice monthly, weekly or bi-weekly. In addition, some employers pay ahead of time, while others pay after the work was put in. Confusing? It can be. Here are some examples: Employee A wants to quit his job. He receives his paycheck for time worked January 1â"January 15 on January 31. Employee B, on the other hand, is paid for that same pay period on January 15. Employee C gets paid before she puts the time in. She receives her paycheck on January 1. In these three scenarios, Employee A can expect to still be paid nearly two weeks after his last day of work. Employee B will likely be paid on or close to his last day, and Employee C will receive her last paycheck before she finishes work! For someone taking time off in between jobs, Employee A is in the most favorable position. Plan for your last and first paychecks You could find yourself in a tricky situation if you donât consider when you will receive your first paycheck at your new job. Even if Employee C isnt taking time off, if her new employer doesnt pay in advance, she could go a month or more without a paycheck! Again, the cadence possibilities vary, so be sure to ask when finalizing the deal with your new employer. Some employers may issue paychecks on your first day, while others lump it in with your second paycheck. And ifve gone from a biweekly pay cycle to a monthly pay schedule, youâre going to have to really stretch your dollar. You could, again, need to go more than a month without a paycheck. If thatâs the case, make sure you have funds set on reserve. And if you need to dip into savings, hold yourself responsible and reimburse your savings account when you receive that first paycheck. Look at when your bills are due If youre good at maintaining a budget, you probably know what your average monthly expenses are. Rent or mortgage, utility bills and other monthly billsthese dues donât stop just because youâre in the middle of changing jobs. It could be helpful for some to pay these bills ahead of time, though this isnât always possible. My landlord, for example, wonât accept early rent payments. Some bills can also be put on hold for a month. Call your bank, credit card company or loan company and explain your situation to see what they might be able to do for you. If youâve paid all your bills on time up to this point, theyâre likely to be more lenient. It never hurts to task! Ask what kind of payout your job will give you Sometimes, you may receive a cash payout for unused benefits, like vacation days. Some employers lump together sick time and vacation time. Others allocate days for different reasons. In my case, my old employer offered X number of paid vacation and personal days per year, and these did not roll over. They also offered X number of sick days per year. These did roll over every year. When I got my last paycheck, I was paid for vacation and personal days I had accrued for the year but did not use, but the sick days didnât count for anything. I was only paid for the days that I earned, and not the total number of days. This policy varies per employer. A good reference is the employee handbook and whatever system they use to track days off. You should be able to research these on your own without anyone catching wind of the fact that you may be submitting your notice in the near future. But dont touch your 401(k) If youve contributed to a 401(k) or other workplace retirement plan, you have a few options when you leave. Even if you need some extra money to get you through to your next paycheck, DO NOT cash out your 401(k)! You put money into your retirement plan for a reasonto be there for you years down the road, when youll really need it! Cashing out your 401(k) is like robbing yourself. Worse, the government charges a 10 percent penalty if you cash out your 401(k) before retirement age. With a traditional 401(k) account, you will also owe income taxes on any cash distributions. If you take an early 401(k) distribution, plan on only getting 70 cents on the dollar. This assumes 20 percent in federal and state income taxes plus the 10 percent penalty. The better move is to rollover your 401(k) into a self-directed IRA. In many cases, you dont have to do this immediatelyyou can leave your money invested in your old employers 401(k) plan until you decide what to do. But be sure to ask if your employer requires you to move the money by a certain deadline. For example, in some cases 401(k) plans will automatically cash out plans with balances less than $1,000 or $5,000 if you dont provide instructions for rolling the money into another account. Do you need to buy new work clothes? In some cases, a new job requires new expensestools, uniforms or simply a new wardrobe. Make sure you can afford these added expenses. To get a clearer gauge on what it might cost you, inquire about the dress code. Plan to dress to impress when youâre just starting out. Itâs important to make a good first impression. Here are some tips for building your wardrobe on a budget. And remember to save those receipts! You could qualify for a tax deduction for certain purchases (if theyre required for work, used only for work and your employer doesnt reimburse you). Can you afford to take time off in between? If you can afford it, consider taking some time off in between jobsthere are a lot of benefits. Consider how you plan to spend this time off. Are you going to take a trip? Factor in flights, accommodation and other trip expenses. When in doubt, overestimate. Youâd much rather have money to spare than run your funds dry. If youâre going to enjoy a staycation, know how much money you have set aside to spend each day, and stick to it. How much time can you afford to take between jobs? In order to figure out how much time to take in between, come up with an estimated amount of money you plan to spend each day. Then add together any funds you have set aside, paychecks and additional income streams. From that figure, subtract known expenses including bills and rent or mortgage, as well as new clothing (if needed). This will give you an idea of how many days you can take off. Remember to include the number of days between starting your new job and when youll receive your first paycheck. Hereâs an easier way to think about it: Non-emergency savings + Last paycheck + Other income = Available funds Available funds / Daily expenses = Days of savings Days of savings Days between first day of new job and first paycheck = Days you can take off If you plan to travel during your time between jobs, dont forget to factor airfare, gas or other travel expenses into your daily expenses. Summary The benefits of changing jobs can take a while to materialize. In the meantime, a bit of planningalong with a willingness to live frugally for a few weekscan ensure a smooth transition and minimize financial stress. Read more: Best Job Sites: 16 Powerful Resources For New Grads 7 Of The Best Salary Information Websites For Negotiation
Friday, April 10, 2020
How To Answer, Why Do You Want To Work Here In An Interview - Work It Daily
How To Answer, âWhy Do You Want To Work Hereâ In An Interview - Work It Daily If youâre ever asked in a job interview, âWhy do you want to work here?â or âWhy do you want to join our company?â understand they are not only gauging your interest in themâ"they are also giving you another chance to tell them why youâre a great fit. All job interview answers are opportunities to give them another reason to hire you, and this one is no exception. Related: How To Answer 5 Tricky Job Interview Questions A good answer to âWhy do you want to work here?â should start with, âI want to work here becauseâ¦â and then list at least three reasons why. Show Your Fit Professionally Your first reason should take advantage of this opportunity to show your fit in terms of your professional skills or qualifications: âMy skill set would benefit you in this position. Iâm going to be able to fix XYZ problem for you and bring ABC to this position. Because itâs a good professional fit, youâll be happy, and so I will benefit professionally, financially, and personally as a result. These are all great things for me.â This shows that youâre excited about what you can do for them professionally, and highlights what they will receive from hiring you. Show Your Fit Culturally The second reason should also show fit, but in a different way. If itâs a good cultural fit for you, you can say, âI also want to work here because I like the culture. Iâve been reading a lot about the company, and I like what Iâve found. [Insert specific examples here.] It fits me in terms of my personality, my values, and my professional goals.â You never want to say anything in an interview that you canât back up, so itâs critical that you do some intense research on this company before the interview so you can give a substantial answer to this question, with specific examples. You have a wide range of options here. You could mention the companyâs mission or values. You can express your admiration for the companyâs products or services, or your enthusiasm for where this company is heading in the future. You could mention employee programs that appeal to you, or any number of things that make this company uniquely appealing to you. Show Your Fit Personally Your third reason can personalize your answer even more, but keep this one brief. You could mention that the job is in a great location for you, or that youâre excited about the chance to travel (or not). Your interest in this job is importantâ¦all employers want to see that you are interested in them, specifically, rather than in just collecting a paycheck until you can get to where you really want to go. Throughout your answer, show your sincere interest and enthusiasm for the job. Discover the best answers to tough interview questions in How to Answer Interview Questions: 101 Tough Questions That Could Kill Your Interview Chancesâ"Answered! This post was originally published at an earlier date. Related Posts How To Manage Without Being Mean (Is It Possible To Not Be Pushy?) 5 Things To Consider Before You Take That Management Job #1 Key To Becoming An Effective Leader About the author Career Coach - Peggy McKee is an expert resource and a dedicated advocate for job seekers. Known as the Sales Recruiter from Career Confidential, her years of experience as a nationally-known recruiter for sales and marketing jobs give her a unique perspective and advantage in developing the tools and strategies that help job seekers stand head and shoulders above the competition. Peggy has been named #1 on the list of the Top 25 Most Influential Online Recruiters by HR Examiner, and has been quoted in articles from CNN, CAP TODAY, Yahoo! HotJobs, and the Denver Examiner. Disclosure: This post is sponsored by a CAREEREALISM-approved expert. You can learn more about expert posts here. Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!
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